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About Appraisals >Professional Appraisals
Before your mortgage application is approved, the lender will order a professional appraisal of the home to make sure that the agreed-upon selling price is justifiable based on the current market value of the property. The cost of the appraisal will be based on the complexity of the appraisal report and the time required to complete it.
A professional appraiser will choose the appraisal technique that is applicable to the particular property to arrive at an unbiased opinion of value. One approach is to look at comparable homes in the area that have sold within the last six months. If there are a number of similar properties that have sold recently, the appraiser's job is easy. It is more complicated to arrive at the appraised value if your home is located in a rural area or a diverse neighborhood.
The appraised value will usually be very close to the sale price. If the appraisal comes in lower, the real estate agent may be able to provide the appraisers with additional information on recent sales which will result in increased value.
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Linda Bobski Coldwell Banker Advantage 7501 College Blvd., Ste 101 Overland Park, KS 66210 Cell: 816-916-8550 Fax: 816-741-6336 Email: lindabobski@earthlink.net
Linda is a consistent top producer due to her experience, market knowledge, networking and relocation expertise.
Licensed in MO and KS, Linda's designations are ABR, CRS, GRI, CLHMS and ASP. She is a member of The Institute
for Luxury Home Marketing, and she is an ASP (Accredited Staging Professional).
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